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The Tough Get Going

When the going gets tough, the tough get going. If you read last week’s column, you will recognize this opening line as it is the exact same line. This article is number 2 of a 3-part series on Chapter 12 Bankruptcy for family farmers. The first article was a broad overview and introduction to ban [...]

When the Going Gets Tough

When the going gets tough, the tough get going. This has been the M.O. (“Modus Operandi” — it’s the Law, of course there is a Latin origin) of farmers for years. To push through, don’t look back, don’t look sideways, just keep going forward. Philosophically speaking, this is honorable an [...]

What Happens to Co-Signers if You File Bankruptcy in Missouri?

You asked a friend or family member to help you secure a loan, and they agreed to co-sign. Now, facing financial hardship, you are considering bankruptcy. A wave of worry hits you as you think about the person who put their own credit on the line for you. This concern is valid and shows your inte [...]

The Difference Between Secured and Unsecured Debt in Bankruptcy

Mounting debt after a personal injury turns every day into a balancing act. Bills stack up, collections calls interrupt even your quiet moments, and you know something has to change. Filing bankruptcy isn’t about failure. It’s a way to regain control and build a stronger financial future. Sec [...]